/* ==========================================================
   Finance Anchor | financeanchor.co.uk
   Custom styles layered on top of Bootstrap 5.3
   ========================================================== */

:root {
  --fa-navy-950: #060b18;
  --fa-navy-900: #0a1226;
  --fa-navy-800: #111c38;
  --fa-navy-700: #1a2850;
  --fa-gold: #d4a94f;
  --fa-gold-light: #ecc97a;
  --fa-teal: #3cc6b4;
  --fa-ink: #0f172a;
  --fa-muted: #5b6478;
  --fa-surface: #f6f7fb;
  --fa-border: #e4e7ef;
  --fa-radius: 1rem;
  --fa-shadow: 0 20px 45px -20px rgba(10, 18, 38, 0.35);

  --bs-body-font-family: "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;
  --bs-body-color: var(--fa-ink);
  --bs-link-color: var(--fa-navy-700);
  --bs-link-hover-color: var(--fa-gold);
}

body {
  background: #ffffff;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4, h5, .display-font {
  font-family: "Plus Jakarta Sans", "Inter", sans-serif;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.text-gold { color: var(--fa-gold) !important; }
.text-muted-fa { color: var(--fa-muted) !important; }
.bg-surface { background: var(--fa-surface); }
.bg-navy { background: var(--fa-navy-900); color: #e8ecf6; }

.eyebrow {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--fa-gold);
  margin-bottom: 0.9rem;
}

.section { padding: 6rem 0; }
.section-sm { padding: 4rem 0; }
@media (max-width: 767.98px) {
  .section { padding: 4rem 0; }
}

/* ---------- Buttons ---------- */
.btn-gold {
  --bs-btn-color: var(--fa-navy-950);
  --bs-btn-bg: var(--fa-gold);
  --bs-btn-border-color: var(--fa-gold);
  --bs-btn-hover-color: var(--fa-navy-950);
  --bs-btn-hover-bg: var(--fa-gold-light);
  --bs-btn-hover-border-color: var(--fa-gold-light);
  --bs-btn-active-bg: var(--fa-gold-light);
  font-weight: 600;
  padding: 0.8rem 1.6rem;
  border-radius: 999px;
}
.btn-outline-light-fa {
  color: #fff;
  border: 1px solid rgba(255, 255, 255, 0.3);
  border-radius: 999px;
  padding: 0.8rem 1.6rem;
  font-weight: 500;
}
.btn-outline-light-fa:hover {
  background: rgba(255, 255, 255, 0.08);
  color: #fff;
  border-color: rgba(255, 255, 255, 0.6);
}
.btn-navy {
  --bs-btn-color: #fff;
  --bs-btn-bg: var(--fa-navy-800);
  --bs-btn-hover-bg: var(--fa-navy-700);
  --bs-btn-hover-color: #fff;
  border-radius: 999px;
  padding: 0.8rem 1.6rem;
  font-weight: 600;
}

/* ---------- Navbar ---------- */
.navbar-fa {
  padding: 1.1rem 0;
  transition: background 0.3s ease, padding 0.3s ease, box-shadow 0.3s ease;
}
.navbar-fa.scrolled,
.navbar-fa.solid {
  background: rgba(6, 11, 24, 0.92);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  padding: 0.7rem 0;
  box-shadow: 0 10px 30px -15px rgba(0, 0, 0, 0.5);
}
.navbar-fa .navbar-brand {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  color: #fff;
  font-family: "Plus Jakarta Sans", sans-serif;
  font-weight: 700;
  font-size: 1.25rem;
}
.navbar-fa .navbar-brand span { color: var(--fa-gold); }
.navbar-fa .nav-link {
  color: rgba(255, 255, 255, 0.75);
  font-weight: 500;
  padding: 0.5rem 0.9rem !important;
}
.navbar-fa .nav-link:hover,
.navbar-fa .nav-link.active { color: #fff; }
.navbar-fa .navbar-toggler { border: 0; box-shadow: none; }
@media (max-width: 991.98px) {
  .navbar-fa .navbar-collapse {
    background: var(--fa-navy-950);
    margin-top: 0.8rem;
    padding: 1rem;
    border-radius: var(--fa-radius);
  }
}
.brand-mark { width: 34px; height: 34px; }

/* ---------- Hero ---------- */
.hero {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(1000px 500px at 85% 10%, rgba(212, 169, 79, 0.18), transparent 60%),
    radial-gradient(800px 500px at 5% 90%, rgba(60, 198, 180, 0.12), transparent 60%),
    linear-gradient(180deg, var(--fa-navy-950) 0%, var(--fa-navy-900) 100%);
  color: #fff;
  padding: 10rem 0 7rem;
}
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.04) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: radial-gradient(ellipse at center, #000 30%, transparent 75%);
  -webkit-mask-image: radial-gradient(ellipse at center, #000 30%, transparent 75%);
  pointer-events: none;
}
.hero > .container { position: relative; z-index: 1; }
.hero h1 {
  font-size: clamp(2.4rem, 5.2vw, 4.2rem);
  line-height: 1.05;
}
.hero .lead {
  color: rgba(232, 236, 246, 0.75);
  font-size: 1.15rem;
  max-width: 34rem;
}
.gradient-text {
  background: linear-gradient(90deg, var(--fa-gold-light), var(--fa-gold) 50%, var(--fa-teal));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.page-hero { padding: 9rem 0 5rem; }
.page-hero h1 { font-size: clamp(2.2rem, 4.5vw, 3.4rem); }

/* Hero dashboard card */
.glass-card {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 1.25rem;
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  padding: 1.75rem;
  box-shadow: 0 30px 60px -30px rgba(0, 0, 0, 0.6);
}
.glass-card .label { font-size: 0.8rem; color: rgba(232, 236, 246, 0.6); }
.glass-card .figure { font-family: "Plus Jakarta Sans", sans-serif; font-size: 1.9rem; font-weight: 700; }
.stage-bar {
  height: 8px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.08);
  overflow: hidden;
}
.stage-bar > div {
  height: 100%;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--fa-gold), var(--fa-teal));
}
.stage-row { display: flex; justify-content: space-between; font-size: 0.85rem; margin-bottom: 0.4rem; color: rgba(232, 236, 246, 0.85); }
.pill {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.78rem;
  padding: 0.35rem 0.75rem;
  border-radius: 999px;
  background: rgba(60, 198, 180, 0.14);
  color: var(--fa-teal);
  font-weight: 600;
}

/* ---------- Trust strip ---------- */
.trust-strip { border-bottom: 1px solid var(--fa-border); }
.trust-item { display: flex; align-items: center; gap: 0.75rem; color: var(--fa-muted); font-weight: 500; }
.trust-item i { color: var(--fa-gold); font-size: 1.4rem; }

/* ---------- Cards ---------- */
.feature-card {
  height: 100%;
  background: #fff;
  border: 1px solid var(--fa-border);
  border-radius: var(--fa-radius);
  padding: 2rem;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}
.feature-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--fa-shadow);
  border-color: transparent;
}
.icon-badge {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  display: grid;
  place-items: center;
  font-size: 1.4rem;
  background: linear-gradient(135deg, rgba(212, 169, 79, 0.18), rgba(60, 198, 180, 0.15));
  color: var(--fa-navy-800);
  margin-bottom: 1.25rem;
}
.feature-card h3 { font-size: 1.2rem; margin-bottom: 0.6rem; }
.feature-card p { color: var(--fa-muted); margin-bottom: 0; }
.card-link-fa {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  margin-top: 1.1rem;
  font-weight: 600;
  text-decoration: none;
  color: var(--fa-navy-700);
}
.card-link-fa:hover { color: var(--fa-gold); }

.dark-card {
  height: 100%;
  background: var(--fa-navy-800);
  border: 1px solid rgba(255, 255, 255, 0.07);
  border-radius: var(--fa-radius);
  padding: 2rem;
  color: #e8ecf6;
}
.dark-card p { color: rgba(232, 236, 246, 0.7); margin-bottom: 0; }

/* ---------- Steps / timeline ---------- */
.step {
  position: relative;
  padding-left: 4.25rem;
  padding-bottom: 2.5rem;
}
.step:last-child { padding-bottom: 0; }
.step::before {
  content: "";
  position: absolute;
  left: 1.3rem;
  top: 2.8rem;
  bottom: 0.4rem;
  width: 2px;
  background: linear-gradient(var(--fa-gold), transparent);
}
.step:last-child::before { display: none; }
.step-num {
  position: absolute;
  left: 0;
  top: 0;
  width: 2.75rem;
  height: 2.75rem;
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-weight: 700;
  font-family: "Plus Jakarta Sans", sans-serif;
  background: var(--fa-navy-900);
  color: var(--fa-gold);
  border: 1px solid rgba(212, 169, 79, 0.4);
}
.step h3 { font-size: 1.2rem; margin-bottom: 0.4rem; }
.step p { color: var(--fa-muted); margin-bottom: 0; }
.bg-navy .step p { color: rgba(232, 236, 246, 0.7); }
.bg-navy .step-num { background: var(--fa-navy-800); }

/* ---------- Comparison table ---------- */
.compare-table {
  border-radius: var(--fa-radius);
  overflow: hidden;
  border: 1px solid var(--fa-border);
  background: #fff;
}
.compare-table table { margin: 0; }
.compare-table th {
  background: var(--fa-navy-900);
  color: #fff;
  font-weight: 600;
  padding: 1rem 1.25rem;
  border: 0;
}
.compare-table td { padding: 1rem 1.25rem; color: var(--fa-muted); vertical-align: top; }
.compare-table td:first-child { font-weight: 600; color: var(--fa-ink); }

/* ---------- Checklist ---------- */
.check-list { list-style: none; padding: 0; margin: 0; }
.check-list li {
  position: relative;
  padding-left: 2rem;
  margin-bottom: 0.85rem;
  color: var(--fa-muted);
}
.check-list li::before {
  content: "\F26E";
  font-family: "bootstrap-icons";
  position: absolute;
  left: 0;
  top: 0;
  color: var(--fa-teal);
  font-size: 1.15rem;
  line-height: 1.4;
}
.bg-navy .check-list li { color: rgba(232, 236, 246, 0.8); }

/* ---------- Accordion ---------- */
.accordion-fa .accordion-item {
  border: 1px solid var(--fa-border);
  border-radius: 0.85rem !important;
  overflow: hidden;
  margin-bottom: 0.85rem;
}
.accordion-fa .accordion-button {
  font-weight: 600;
  padding: 1.2rem 1.4rem;
  font-family: "Plus Jakarta Sans", sans-serif;
}
.accordion-fa .accordion-button:not(.collapsed) {
  background: var(--fa-surface);
  color: var(--fa-ink);
  box-shadow: none;
}
.accordion-fa .accordion-button:focus { box-shadow: 0 0 0 3px rgba(212, 169, 79, 0.25); }
.accordion-fa .accordion-body { color: var(--fa-muted); padding: 0 1.4rem 1.3rem; background: var(--fa-surface); }

/* ---------- Image panel ---------- */
.visual-panel {
  border-radius: 1.5rem;
  background:
    radial-gradient(400px 260px at 80% 20%, rgba(212, 169, 79, 0.35), transparent 70%),
    radial-gradient(360px 260px at 20% 85%, rgba(60, 198, 180, 0.3), transparent 70%),
    var(--fa-navy-900);
  padding: 2.5rem;
  color: #fff;
  min-height: 100%;
  box-shadow: var(--fa-shadow);
}
.metric { border-left: 2px solid var(--fa-gold); padding-left: 1rem; }
.metric strong { display: block; font-family: "Plus Jakarta Sans", sans-serif; font-size: 1.15rem; }
.metric span { color: rgba(232, 236, 246, 0.7); font-size: 0.92rem; }

/* ---------- CTA ---------- */
.cta-band {
  border-radius: 1.75rem;
  padding: 4rem 3rem;
  background:
    radial-gradient(600px 300px at 100% 0%, rgba(212, 169, 79, 0.28), transparent 60%),
    linear-gradient(135deg, var(--fa-navy-900), var(--fa-navy-700));
  color: #fff;
  position: relative;
  overflow: hidden;
}
.cta-band p { color: rgba(232, 236, 246, 0.75); }
@media (max-width: 767.98px) {
  .cta-band { padding: 3rem 1.5rem; }
}

/* ---------- Forms ---------- */
.form-panel {
  background: #fff;
  border: 1px solid var(--fa-border);
  border-radius: 1.25rem;
  padding: 2.5rem;
  box-shadow: var(--fa-shadow);
}
.form-control, .form-select {
  border-radius: 0.7rem;
  padding: 0.8rem 1rem;
  border-color: var(--fa-border);
}
.form-control:focus, .form-select:focus {
  border-color: var(--fa-gold);
  box-shadow: 0 0 0 3px rgba(212, 169, 79, 0.2);
}
.form-label { font-weight: 500; font-size: 0.92rem; }
.contact-item { display: flex; gap: 1rem; align-items: flex-start; margin-bottom: 1.5rem; }
.contact-item .icon-badge { margin-bottom: 0; flex-shrink: 0; }

/* ---------- Footer ---------- */
.footer {
  background: var(--fa-navy-950);
  color: rgba(232, 236, 246, 0.65);
  padding: 5rem 0 2rem;
}
.footer h6 {
  color: #fff;
  font-family: "Plus Jakarta Sans", sans-serif;
  font-weight: 600;
  margin-bottom: 1.1rem;
}
.footer a { color: rgba(232, 236, 246, 0.65); text-decoration: none; }
.footer a:hover { color: var(--fa-gold); }
.footer ul { list-style: none; padding: 0; }
.footer li { margin-bottom: 0.6rem; }
.footer .disclaimer {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  margin-top: 3rem;
  padding-top: 2rem;
  font-size: 0.82rem;
  color: rgba(232, 236, 246, 0.45);
}
.social a {
  display: inline-grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, 0.15);
  margin-right: 0.4rem;
}
.social a:hover { border-color: var(--fa-gold); }

/* ---------- Reveal on scroll ---------- */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity 0.7s ease, transform 0.7s ease; }
.reveal.visible { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  .feature-card { transition: none; }
}

/* Display headings use the brand weight rather than Bootstrap's light default */
.display-6 { font-weight: 700; }

/* Keep wide gutters from pushing past the container on small screens */
@media (max-width: 991.98px) {
  .row.g-5 { --bs-gutter-x: 1.5rem; }
}
.container { padding-left: 1rem; padding-right: 1rem; }